Why? Because insurance companies typically pay health care providers only 20% to 30% of the bill. So, why not just accept the same discounted percentage as payment from self-pay patients? Further, credit card payments eliminate the need for billing time, voluminous paperwork, and collection time, thereby reducing overhead, and allowing these "cash-friendly" health care providers to pass their savings on to "self-pay" patients.
Welcome to SelfPayMD. We are NOT an insurance company; we are a directory of independent physicians and other health care providers who accept discounted, "direct-payments" from uninsured and other self-pay patients in South Florida. Fees range from 20% to 30% of their usual and customary fees charged to insurance companies.